Fund Management

At DSL Business Finance we are loan management and financial inclusion specialists. Whatever it is you are looking for support with, including loan and grant management, we can help.

We can also provide specialist advice for grant funders looking at developing partial loan fund and investment products.

When it comes to fund management, at DSL Business Finance, we;

  1. Manage our own monies
  2. Manage funds by raising monies from public and private sectors
  3. Manage funds on behalf of others

Our team of finance experts are skilled in:

  • Designing a loan fund with a specific target market of the funder
  • Fundraising
  • Administration of the loan fund
  • Launch
  • Marketing and promotion
  • Debt recoveries
  • Closing

We are a not for profit organisation and all of our profits are ploughed back into achieving our objectives of jobs and enterprise creation in Scotland. We raise funds from public and private sectors and lend it to sole traders, limited companies and social enterprises at affordable interest rates to support them with improving their business.

Want to find out more about who we have supported in the past and how? Keep reading!

 

Scottish Microfinance Fund 

In December 2016, we launched the Scottish Microfinance Fund (SMF); a fund providing micro loans of up to £25,000 to businesses based in Scotland; even those who may have struggled to gain access to finance before. The fund is capitalised at £6m by three organisations; Start Up Loans Company, European Structural Funds and DSL Business Finance.

The prime objective of the SMF  is to create jobs and enterprise in Scotland. By Dec 2018, we will have provided around 360 micro loans to start-up businesses and established companies across the country.  Although the fund is still in the early stages, we have already issued 53 loans, totalling £682,643. These loans have created 115 new jobs and maintained 27 jobs in Scotland. To read more, click here.

 

The Social Enterprise Fund (SEF) – (1999 – 2007)

The introduction of SEF saw our reach widen to include Renfrewshire. The first two years raised £500k from the local contribution, matched by £250k of ERDF monies. The fund loaned to 21 businesses, created 63 jobs and safeguarded 521 existing jobs.

 

ERDF – Western Scotland Regeneration Fund (WSRF) – (2001 – 2007)

The WSRF was set up with monies from local partners, DTI and ERDF. With this fund, our work extended into Dunbartonshire, creating 197 jobs.

In 2004, WSRF was extended to cover Western Scotland with the help of ERDF, DTI, and DSL’s monies along with a loan from Unity Trust Bank. This created 342 new jobs, assisted 359 businesses and created 142 new businesses in Western Scotland.

 

The Royal British Legion – Be the Boss Loan & Grant Fund (2010 – to date)

Royal British Legion Scotland helps ex-service personnel of all ages across Scotland to adapt to civilian life by providing community, friendship and practical advice.  DSL Business Finance has provided, and continues to provide, a variety of services to RBLS, including:

  • Fund management and administration
  • Loan appraisal and business plan assessment
  • Fund monitoring and reporting
  • Management of loan repayments and debt recovery as required

We are currently managing a loan portfolio of 191 loans totalling £1m on behalf of RBLS.

 

If you would like to find out more, please get in touch with our team today.