Who decides if my application is successful or not?

Once you’ve met with one of our loan officers to finalise the application, the funding panel will review your application and will have final say on whether you are successful or not.

The funding panel is made up of a group of voluntary members who are experienced in the finance and SME market. Unfortunately there is no appeals process however we always provide feedback from the panel.

I have never run a business before, can I still apply?

Absolutely; we specialise in loans for start-ups and SMEs! To help your application along, we would expect you to have some experience in the sector that you are looking to start up in.

I have previously been declared bankrupt, can I still apply?

Yes, but it depends on when you were discharged and the nature of the bankruptcy so please give us a call and we can point you in the right direction.

What other organisations can help me?

Check out our partners page!

How do I create financial statements?

The financial statements you need differ depending on whether you are a start-up or an existing business. If you aren’t sure what statements and other documents you need, then please give our team a call and they will be happy to help.

What is the process involved when applying for a loan?

Once we have your application, we will get in touch with you to arrange a time to meet you and discuss your application. If we have everything we need, we will progress your application to a funding panel who will meet you to find out more about you and your business. The panel has the final decision on the loan and you usually find out on the same day if your application has been successful.

How do I apply for a DSL Business Finance loan?

Applying for a loan can be pretty straight forward. To download or request an application pack, please click here.

How long is the application process?

The application process can take anywhere between six to eight weeks, depending on how much information you have to hand and whether there are any specific items we need from you.

What do I need to give DSL Business Finance to apply for a loan?

Check out our Advice and Mentoring section for full details of what information you are required to share with us when applying for a loan. If you have any problems with providing us with the requested documents, please do give us a call and we can discuss this further.