Coronavirus Business Interruption Loan Scheme (CBILS)

DSL Business Finance Ltd has been confirmed by the British Business Bank as an accredited lender to offer the Government’s recently announced Coronavirus Business Interruption Loan Scheme (CBILS). This scheme has been Developed to help businesses affected by coronavirus manage their finances.

DSL operates in Scotland only, therefore only offer loans to business based in Scotland.

You will need to have a sound borrowing proposition and are viable (notwithstanding short-term disruption due to Covid-19 outbreak).


  • No arrangement fee or guarantee premium
  • Interest rate is 12% fixed per annum. But you won’t pay interest for the first 12 months (this will be paid by the Government)
  • Loan value from £50,001 –  £75,000
  • Loan term can vary between 1 to 6 years
  • 12 months Capital Holiday. Payments of Capital & Interest will commence month 13 over a 5 year term.
  • Lump sum reductions/full repayment are permitted at no cost.
  • The borrower remains liable for repayment of 100% of the loan.


The Coronavirus Business Interruption Loan Scheme (CBILS) is managed by the British Business Bank on behalf of and with the financial backing of the Secretary of State for Business, Energy and Industrial Strategy (BEIS). British Business Bank plc is wholly owned by HM Government and is not authorised or regulated by the Prudential Regulation Authority (PRA) or the Financial Conduct Authority (FCA).

Full details on CBILS and the list of participating CBILS lenders can be found on the British Business Bank website at: